Yesterday, the Gulf Coast Business Council released Two Years After Katrina, which reports on the status of our recovery down here. The Biloxi Sun Herald, the only daily newspaper along the Mississippi Gulf Coast aptly titled its headlined article Keeping it positive.

It’s finally here! We have the date on which the contractor will arrive and do the next set of renovations to my mom’s home.

He’ll sand and seal the wood that hasn’t been touched in that way since my parents had the house built 45 years ago. Hang the doors to the bedrooms. Rework the closet doors. Create new doors for the utility room. Put up the crown molding on the ceiling and the floors. I think that about covers this next leg of returning to life BK—before Katrina.

When I arrived back in March, I was shocked at everything. From the total disappearance of so much of my home town here on the Mississippi Gulf Coast through the evaporation of nearly every home and business along the 40-50 miles of beach going east to Biloxi, which is as far as I’ve traveled that way. Then going west to see family in New Orleans was more of the same: destruction, devastation, disappearance, and evaporation.

by Ana Maria

Two days ago, Mississippi voters in the Democratic Primary ousted Insurance Commissioner George Dale, whose cozy relationship with Big Insurance became his electoral albatross. Surely less than a year ago, Dale anticipated his re-election bid to retain the normalcy he had experienced over the last three decades of running for office.

The campaigns for newly-elected Democratic nominee Gary Anderson and his Republican opponent will recuperate from the primary, then redirect their efforts for the usual hustle and bustle of a general election, which will be held this November. Even inside the chaotic nature of every election campaign, there is a sense of normalcy to that chaos—at least for those of us who’ve been in a few.

by Ana Maria

Today’s a big day in Mississippi. While there are plenty of contested local races throughout the state—particularly on the Republican side, the insurance commissioner is the most important statewide race because it impacts every individual, family, community, and every form of government inside the state.

Here on the coast, electing Gary Anderson as the Democratic nominee and booting out George Dale from office would clearly send more than a few ripples of joy throughout the Katrina-ravaged region. You see, the insurance crisis impacts so many things that most of us—myself included—just don’t think about until it is pointed out.

by Ana Maria

Recently, a man got four years in prison for burglarizing a neighbor’s home to loot it right after Katrina. What kind of jail time will the insurance industries’ corporate cronies get for deliberately contriving to steal the claims money from policyholders in the Katrina-ravaged areas that crossed three states: Louisiana, Mississippi, and Alabama?

What else do you call a man who refuses to show his face in a part of Mississippi that knows best his handiwork as a failed insurance commissioner in the aftermath of Katrina? I call him a coward, a chicken. That’s right. Chicken George.

How do I know that Chicken George Dale refuses to show his face around here? That Big Chicken bought over $275,000 worth of campaign radio and television ads for the last two weeks of this election season which ends on August 7th.

As of last week, Dale’s advertising buys to reach Mississippi voters included Jackson ($117,000), Columbus/Tupelo ($63,000), Laurel/Hattiesburg ($43,000), Greenwood/Greenville ($19,000), and Meridian ($31,000), Miss., as well as Memphis, Tenn., ($5,000). He didn’t schedule one radio or television ad to run here on the coast of Mississippi. Not one dime for an advertisement along the Gulf Coast. Not a single, ity bitty penny. Not ONE. 

Cities, counties and parishes (Louisiana’s version of counties) have been fighting with the Office of Inspector General over the federal government’s stinginess when it comes to reimbursing local governments for funds they spent on the Katrina’s clean up. My piece titled When You’re Up to Your Ass in Alligators discussed the incredible financial burden that the locals have undergone because the federal government—i.e. the Bush Administration— is making it unreasonably difficult to obtain the millions and millions of federal tax dollars that are to reimburse these funds.

Listen to podcast.

Eloquent, down home as well as brutally truthful and direct in a classy manner, Congressman Gene Taylor (D-MS) shamed 6 witnesses who testified at the House of Representatives’ Subcommittee hearing on Housing and Community Opportunity. Each of these witnesses asserted that from the perspective of the insurance industry, the status quo was good enough. One after the other with painful repetition in this four hour subcommittee meeting that I watched online, each of these corporate shills reiterated the same talking points with a single goal in mind: protect the status quo.

The insurance industry has a great scam of a gravy train going on with home and business owners. Think about it. Collect the premiums, deliberately fail to pay out the claims, pocket the profits, leave town, reduce the coverage, increase the premiums, repeat.

Just as a bookie collects from its gamblers, these companies collect money from us, the home and business owners of America. If we never have a situation where we need to make good on our policy, the insurance company has kind of made out like a bandit. All of this is legal and above board. We understand it’s a form of legal gambling, and we know the risks of what may happen if we don’t participate.

This is the fifth in a series of five  . . . 

With homeowners throughout the US scrambling for insurance, with businesses and individuals unable to keep up with the mounting health insurance costs, and with workers comp driving business costs out the roof,  the time has come to connect the dots for comprehensive reform of an industry run amok. It's not sexy nor controversial. But its impact on our daily lives is fundamental regardless of our political persuasion or geographic location.